Budgeting is about taking control of your finances by making sure that you have enough money for your bills and knowing how much you have left to spend. We can all be guilty of not budgeting, particularly at expensive times of year like Christmas and birthdays. Spending more than your income can lead to debts, so having a budget will help you to deal with any shortfall before problems start.
We offer help with budgeting. If you think you need some guidance, please contact us.