UC sm.png

The Universal Credit £20-a-week uplift, which was put in place in response to the coronavirus pandemic, will end at the end of this month.

At the same time, the furlough scheme is coming to an end, and the Universal Credit Minimum Income Floor for those who are self-employed is being reinstated. 

We know this will have an impact on lots of Southway tenants, and potentially make it more difficult for you to manage your money. Along with other housing associations and charities we have called on the government to keep this important lifeline in place, but as it stands, the cut will be going ahead from October.

Here’s what you need to know and how Southway can support you if you need it. 


Who does this affect?

Anyone claiming Universal Credit - other benefits did not get an uplift, so won't be affected.


By how much will my Universal Credit payments be reduced?

  • For single people aged under 25, payments will reduce from £344 to £257.33
  • For single people aged 25 or over payments will reduce from £411.51 to £324.84
  • For joint claimants both under 25, payments will reduce from £490.60 (for both, not each person) to £403.93
  • For joint claimants where one or both are 25 or over, payments will reduce from £596.58 (for both, not each person) to £509.91

Amounts could vary slightly, contact us for personalised advice.


When will payments first be affected?

The Depart for Work and Pensions (DWP) has confirmed that Wednesday 6th October will be the first date monthly assessment periods will be impacted.

The exact date that you see a reduction will vary depending on the day you usually receive universal credit. The DWP have said there will be a note added to the payment section of your online UC journal, explaining when the reduction affects you.


What do I need to do?

You will need to start preparing your budget based on your new income. There are tips to help with this on our Help with Money page.

The Money Advice Service also has a useful online tool that you may find helpful for insight into managing your money. It's easy to use and has simple instructions on how to get started.


Southway’s support

Our Advice & Income Teams are here to help you with your money, offering everything from advice on budgeting, banking and affordable loans, to employment support and training. They can help you access food clubs and food banks, work with you to reduce your debt, and review your benefits to make sure you’re getting all the income you’re entitled to.

Please tell us straight away if there’s going to be a problem paying your rent, as there is a range of help available, and we can take your situation into account.

If you’re confused or worried by these changes, or would like to talk about financial support, get in touch with us:

  • Phone 0161 448 4200
  • Message the team directly here, to arrange a chat with them at a time that suits you:

Contact the Advice team

Please enter your first name.
Please enter your last name.
Please enter your email address.
Please enter your Southway address (if you are not a tenant, please enter value N/A)
Please enter as much information as you can to help us direct your request to the right person and provide you with a response as quickly as possible.