Knowing your benefits rights and how to claim will help you get all the help you're entitled to

Universal Credit combines working-age benefits and tax credits into a single monthly payment. Universal Credit will eventually replace all legacy benefits.

If you're considering borrowing, you should first decide if this is the only solution, whether you can afford to borrow the money and how much interest you'll pay

11 ways to pay your rent and advice on what to do if you're struggling during difficult times or have rent arrears

An introduction to different types of bank accounts and how to open one, plus information on direct debits and standing orders

Spending more than your income can lead to debts, so having a budget will help you to deal with any shortfall before problems start

The drawback to borrowing is the risk of getting into debt. We talk to people struggling with debt all the time - help is always available.

We understand that the online world can be daunting, but we provide support to make it easier.

Prices for bills like water, gas and electricity are rising but there are ways to minimise this expense

Our Energy Buddies can help you to find ways of lowering your bills and apply for any support that's available

We know that many people want to work, but may face barriers to finding a job, but there are lots of services available to help.

No one should have to go hungry so, if you're struggling to feed your family, please get in touch.

We have five 'Quids In' Food Clubs for people who are struggling to feed their families

Southway can help you find home contents insurance easily and at a price that is affordable

More services and agencies that can help you through the cost-of-living crisis, including our Cost of Living Support Pack

Apply for Living Well Fund vouchers